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    Transformation of Ghana’s agriculture will not be complete without active involvement of women – Agric Minister

    Transformation of Ghana’s agriculture will not be complete without active involvement of women – Agric Minister

    Peasant farmers warn Ghana’s .5bn food import bill could rise over galamsey

    Peasant farmers warn Ghana’s $3.5bn food import bill could rise over galamsey

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    Vatican Invites Agrihouse Foundation’s  Founder to Share Africa’s Voice on Food Systems at World Meeting on Human Fraternity

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    FAO Champions Inclusion in Status of the Youth in Agrifood Systems Report

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    Agrihouse Foundation’s Executive Director Appointed  Co-Director for Rural Hack’s Food Systems 5.0 Summer School In Italy

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    Agrihouse, AGRA, Mastercard Foundation Support Sakoti Farmers with Chili Pepper Training

    Agrihouse, AGRA, Mastercard Foundation Support Sakoti Farmers with Chili Pepper Training

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    Italy’s Rural Hack and Ghana’s Agrihouse Foundation Partner to Strengthen Youth in Agribusiness, Innovation, and Technology

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    GVMA hails govt’s ‘Feed Ghana Programme’ as game-changer for food security

    GVMA hails govt’s ‘Feed Ghana Programme’ as game-changer for food security

    COCOBOD launches reward scheme to tackle cocoa smuggling

    COCOBOD launches reward scheme to tackle cocoa smuggling

    Cocoa farmgate price up by GH¢400

    Cocoa farmgate price up by GH¢400

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    Hungarian Embassy hosts companies to grow poultry industry

    Uganda Unveils ‘Super Goat’ Breed Set to Transform Livestock Sector and Boost Exports

    Uganda Unveils ‘Super Goat’ Breed Set to Transform Livestock Sector and Boost Exports

    Gov’t secures €47m to revamp irrigation

    Gov’t secures €47m to revamp irrigation

    Agrihouse Foundation leads push to position cassava as the next gold mine

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    GEA introduces a new digital condition monitoring solution for the dairy and beverage industry

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    Land banks needed to attract youth into Agriculture – Fairtrade youth ambassador

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    FAO Food Price Index declined slightly in September

    FAO Food Price Index declined slightly in September

    Agritechnica 2025: Integrated thermal management and clean air for off-highway vehicles

    Agritechnica 2025: Integrated thermal management and clean air for off-highway vehicles

    World Bank revises Ghana’s end-year growth rate upward to 4.3%

    World Bank revises Ghana’s end-year growth rate upward to 4.3%

    French Navy collaborates with Fisheries Ministry to combat IUU along Gulf of Guinea 

    French Navy collaborates with Fisheries Ministry to combat IUU along Gulf of Guinea 

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    Alberta Akosa Joins Global Leaders at UN to Drive Africa’s Digital Transformation.

    WFF Ghana Chapter to Host Youth-Led Webinar to Drive Nutrition and Health Innovation in Ghana’s Food Systems

    WFF Ghana Chapter to Host Youth-Led Webinar to Drive Nutrition and Health Innovation in Ghana’s Food Systems

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    President  Mahama launches distribution of 3m coconut seedlings

    Agrihouse Foundation Postpones 15th Annual Pre-Harvest Agribusiness Conference and Exhibition to October 2026 for Greater Impact

    Agrihouse Foundation Postpones 15th Annual Pre-Harvest Agribusiness Conference and Exhibition to October 2026 for Greater Impact

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    Agrihouse Foundation and Mulheres Do Agro Partner to Host 1st International Women in Agribusiness and Entrepreneurship Congress in Brazil

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    Haiti on the brink: violence cuts off capital, pushing families towards starvation amidst cuts to humanitarian assistance

    Haiti on the brink: violence cuts off capital, pushing families towards starvation amidst cuts to humanitarian assistance

    African Development Bank Group Board Approves New Strategy to Drive Economic Diversification and Private Sector-led Inclusive Growth in Lesotho

    African Development Bank Group Board Approves New Strategy to Drive Economic Diversification and Private Sector-led Inclusive Growth in Lesotho

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    Arab Africa Trade Bridges (AATB) Program Launches Strategic Wheat Development Initiative in Mauritania 

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    Farmers from Across the Globe Unite in Stellenbosch for the G20 Farmers Dialogue

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    Agrihouse Foundation and Mulheres Do Agro Partner to Host 1st International Women in Agribusiness and Entrepreneurship Congress in Brazil

    Agrihouse Foundation and Mulheres Do Agro Partner to Host 1st International Women in Agribusiness and Entrepreneurship Congress in Brazil

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    Grain under pressure: the Bunge-Viterra merger could cost farmers and consumers $2,5 billion a year

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    International Islamic Trade Finance Corporation (ITFC), Saudi EXIM Bank, and OPEC Fund Sign US$ 100 Million Syndicated Financing to Support Fertilizer Imports for Bangladesh

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    AI Can Transform Animal Production – Prof. Dadson Awunyo-Vitor

    UNU-INRA pilots youth-designed clean tech for women farmers

    UNU-INRA pilots youth-designed clean tech for women farmers

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Home National Trends Crops

Tumu Cooperative Credit Union Supports Input Dealers to Boost Food Production

by Agriwatch
August 6, 2023
in Crops, Fertilizer, Regional Trends
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Tumu Cooperative Credit Union Supports Input Dealers to Boost Food Production
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 Tumu Cooperative Credit Union (TCCU) headquartered at Tumu in the Sissala East Municipality of Upper West Region has expanded financing to agro-input dealers for onward sales to smallholder farmers, especially those in hard-to-reach communities to enhance production of crops such as maize, soy, and groundnut.

Training, technical assistance and pay-for-results incentives provided by USAID-supported Feed the Future Ghana Mobilizing Financing in Agriculture (MFA) Activity to 18 partner financial institutions, including TCCU, have enable them to increase lending to the agricultural sector.

Kyeyira Iddrisu,a beneficiary of TCCu,who used financing to expand his agro-inputs businessTCCU Project Manager, Abass Yussif, said, “Training and technical assistance from MFA enabled us to refine our existing financial products and develop new products to meet the financing needs of target value chain actors. Our new agro-inputs financing product, for example, ensures timely financing disbursements to input dealers to both stock and distribute seed and fertilizer to farmers ahead of the farming season allowing them to better plan production.”

Thirty-two-year-old Kyeyira Iddrisu sells seeds, fertilizer, agro-chemicals, and other agricultural inputs to smallholder farmers in a small town of Gwollu in the country’s Sissala West District, Upper West Region. After graduating from high school in 2016, Iddrisu, who had been helping his father on his farm, started his own five-acre maize, soybean, and groundnut farm.

Three years later, realizing how difficult it was for farmers in his community to access seeds and fertilizer on time and in the right quantity, Iddrisu opened his shop, Nyanmawaro Enterprise, after raising about GH¢897 (about $120) from the sale of his crops to buy seeds and borrowing 50 bags of fertilizer from a large input dealer.

“A farmer could travel over 30 kilometers (almost 19 miles) to Tumu or 127 kilometers (about 79 miles) to Wa (towns in northern Ghana) just to buy a few kilos of seed and a bag of fertilizer. I set up the business to bring inputs closer to smallholder farmers in the community and to provide these on credit because most farmers cannot afford to pay cash,” Iddrisu said.

Inputs include maize and soybean seeds, fertilizers, weedicides, pesticides and fungicides. The farmers then repaid the input credit with produce at harvest time. Iddrisu stored and later sold this to aggregators (agribusinesses who buy produce from smallholder farmers for sale regionally and nationally) in the dry season when prices have increased.

Business was brisk so Iddrisu looked for financing to increase his seed and fertilizer stock to meet demand of more than 100 smallholder farmers during the 2021 production season. He applied for and received a GH¢80,000 approximately $10,700 loan from the Tumu Cooperative Credit Union (TCCU), one of 18 partner financial institutions of MFA.MFA works to make financing more accessible to farmers and agribusinesses in Ghana so they can boost production, invest in processing, and expand their businesses.

On the other hand, Alhassan Kanyan is a 25-year-old smallholder farmer who accessed inputs on credit from Iddrisu. “The availability of seed and fertilizer on credit in my community helped me to increase my yield from nine bags of maize per acre to 17 bags per acre in 2021,” he said.

“I was able to repay my input credit and sold the excess maize to purchase a tricycle to transport inputs and produce for farmers for a fee. I have seen how rewarding farming is, so I will increase my farm size from five to 10 acres in the coming season,” Kanyan added.

 Like Kanyan, Iddrisu was also able to repay his first loan to TCCU and secured a second one to provide input credit to another 500 registered smallholder farmers,35 percent of whom are women–to produce maize in 2022. “Financing from TCCU has helped me to expand my business and grow my customer base.To continue receiving the financing I need to expand my business, all I have to do is work hard and repay my loans on time,” Iddrisu added.
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